There is gender-based discrimination against foreign nationals married to Nepali citizens. [256] Government has scholarship programmes for girls and disabled students as well as the children of martyrs, marginalized communities and the poor. Akira Kurimoto, in Waking the Asian Pacific Co-Operative Potential, 2020. Nepal is a land chock-full of opportunities. This insurance provides protection to the family at the premature death or gives an adequate amount at the old age when earning capacities are reduced. Combing lush bamboo and Himalayan forest with high peaks, pastures and glaciers, Langtang offers incredible variety, especially if you add on a side trek to the holy Gosainkund lakes, set in a mountain bowl at 4400m. [231] As of 2018[update], all district headquarters (except Simikot) had been connected to the road network. The military expenditure for 2018 was $398.5 million,[169] around 1.4% of GDP. [225] Only about 1% of the energy need is fulfilled by electricity. Foreign actuaries are hired for this at present. At present, life insurance enjoys maximum scope because life is the most important property of an individual. Traditional Nepali society is sometimes defined by social hierarchy. [116], Nepal is a parliamentary republic with a multi-party system. Mostly unskilled, uneducated, and indebted to loan sharks, these workers are swindled by the manpower companies and sent to exploitative employers or war-ridden countries under fraudulent contracts. Congestion, pollution and drinking water shortage are some of the major problems facing the rapidly growing cities, most prominently the Kathmandu Valley. According to NRCL CEO Chirayu Bhandari, the company’s reinsurance portfolio of domestic clients has reached Rs 2 billion as of the end of the 3rd quarter. [304] For women, it eventually took the form of a sari, a single long piece of cloth, famously six yards long, and of width spanning the lower body. Estimates put just around 5 percent of the country’s population to be covered by life insurance policies at present. [327] Chess is also played. As per IB, 16 non-life insurers have settled 16,836 claims paying Rs 12.81 billion in compensation to the insured as of mid-February. Vulture restaurants[89] coupled with a ban on veterinary usage of diclofenac has seen a rise in the number of white-rumped vultures. The most well-developed of Nepali painting traditions is the thanka or paubha painting tradition of Tibetan Buddhism, practised in Nepal by the Buddhist monks and Newar artisans. The Nepalese Civil War in the 1990s and early 2000s resulted in the establishment of a secular republic in 2008, ending the world's last Hindu monarchy. He embarked on his mission by securing the neutrality of the bordering mountain kingdoms. [238] The annual population growth rate was 1.35% between 2001 and 2011, compared to an average of 2.25% between 1961 and 2001; also attributed to the absentee population.[239]. Anyone can be a victim of critical illness unexpectedly. [192] Nepal's international trade greatly expanded in 1951 with the establishment of democracy; liberalization began in 1985 and picked up pace after 1990. 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[198] Private investment, consumption, tourism and agriculture are the principal contributors to economic growth.[183]. The government has been providing a 50 percent subsidy on insurance premiums of crops, livestock and poultry from FY2013/14. While the concept of e-insurance has gained prominence in developed and many emerging economies, Nepal has lagged behind in terms of expanding the insurance business through digital means. In the middle of the first millennium BC, Gautama Buddha, the founder of Buddhism, was born in Lumbini in southern Nepal. Modern cholos worn with sarees are usually half-sleeved and single-breasted, and do not cover the midriff. The government of Nepal has increased the duration of lockdown period by ten days now. The rivalry between the Kingdom of Nepal and the East India Company over the control of states bordering Nepal eventually led to the Anglo-Nepali War (1815–16). The times today are again vastly different from what existed a century ago and once again the scope of public administration has also undergone a shift, it’s difficult to decide whether it is paradigm or not. However, same-sex marriage with foreign nationals occurring in a jurisdiction that recognises same-sex marriage is now recognised in Nepal, for eligibility to obtain a "non-tourist visa" as dependent of a Nepali citizen, by verdict of the Supreme Court in 2017, as the laws don't make sex-specific distinction in provisions relating to the rights of foreign nationals married to Nepali citizens. New Frontiers Agriculture Insurance The last few years have seen some progress in terms of policy initiatives to expand the insurance business in the country. The Himalayas block cold winds from Central Asia in the winter and form the northern limits of the monsoon wind patterns. The government now seems to have realised the importance of insuring such property and infrastructure to minimise losses in case of disasters in the future. [270], Progress in health is driven by strong government initiative in cooperation with NGOs and INGOs. [205][206][207] Debt bondage even involving debtors' children has been a persistent social problem in the western hills and the Terai, with an estimated 234,600 people or 0.82% of the population considered as enslaved, by The Global Slavery Index in 2016.[208]. According to IB statistics, non-life insurers in the first four months of the current fiscal year collected Rs 119.90 million in premiums from the sales of agricultural insurance products, up 65 percent from Rs 72.7 million in the corresponding period of the last fiscal year. [310] The cereals grown in Nepal, their choice, times, and regions of planting, correspond strongly to the timing of Nepal's monsoons,[311] and the variations in altitude. In spite of the odds created by twin shocks of earthquake and border blockade in 2015, the revenue growth has been regarded healthy for FY 2015/16 compared to many other sectors that were in red in the fiscal year. [305] It too is tied around the waist and wrapped. [58], The Gorkha control reached its height when the North Indian territories of the Kumaon and Garhwal Kingdoms in the west to Sikkim in the east came under Nepalese control. It is the official language and serves as lingua franca among Nepali of different ethnolinguistic groups. It defines Nepal as having multi-ethnic, multi-lingual, multi-religious, multi-cultural characteristics with common aspirations of people living in diverse geographical regions, and being committed to and united by a bond of allegiance to the national independence, territorial integrity, national interest, and prosperity of Nepal. Problems arise when farmers supply wrong information, intentionally or unintentionally, during the settlement of claims. Nepali laws are considered generally more progressive compared to other developing countries, and in some instances, many developed ones. [313] In an actual meal, this mental representation takes the form of a platter, or thali, with a central place for the cooked cereal, peripheral ones, often in small bowls, for the flavourful accompaniments, and the simultaneous, rather than piecemeal, ingestion of the two in each act of eating, whether by actual mixing—for example of rice and lentils—or in the folding of one—such as bread—around the other, such as cooked vegetables.

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